CA License #1119373Future Generation
Completed attached ADU joined to the main house on a rural-residential Loomis lot.
Loomis · Attached ADU

One shared wall,
a full second home in Loomis.

An attached ADU grows off your Loomis house with its own door, kitchen and bath — built for foothill granite, big lots, and the septic and Town permits that come with rural-residential land.

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ADU Type

Size — 400 sq ft

Estimated Cost

$134,000

Rental Income

$2,000/mo

Payback Period

6.3 yrs

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Attached ADU in Loomis — fast facts

CityLoomis
ADU typeAttached ADU
Contractor licenseCSLB #1119373
Free estimate(916) 677-9774

Last updated

Joined, not freestanding

What an attached ADU actually is

An attached ADU shares exactly one wall with your existing Loomis house. That single wall is the whole line between this and a freestanding cottage out by the barn. Past it, everything stands on its own — a private door off the side or rear, a real kitchen, a full bath, a bedroom nobody reaches by walking through your living room. We hung a 468 sq ft one-bed off the south flank of a place off King Road last year, and the tenants and the owners never crossed paths indoors. The trade is structural. The new unit ties into your roofline, your foundation, and that existing wall — and on Loomis's decomposed-granite ground, the foundation half is where the surprises hide. Build it right and the seam disappears.

Attached ADU addition framed against the existing Loomis house wall.
  • Shares one wall; everything past it is fully independent
  • Private entrance, full kitchen, full bath, real bedroom
  • Ties into the existing roof, foundation and wall line
The wall between two homes

The shared-wall fire assembly

The wall you share quits being an ordinary interior partition the moment two separate dwellings sit on either side of it. Code wants a rated separation then — usually a one-hour fire assembly running floor to roof deck, the right gypsum layers, fireblocking, and ideally a sound-rated cavity so your tenant isn't living inside your TV. This catches people off guard. On older ranch homes out toward the Loomis Basin and Taylor Road we've opened walls expecting plywood and found board sheathing, no fireblocking, and wiring that's seen a few decades of foothill summers. That existing wall almost always needs upgrading to carry the rating. We detail the assembly on the plans, build it to the listed spec, and the Town inspector signs off on something real.

Shared fire-rated wall assembly between an attached ADU and the main Loomis home.
  • One-hour rated separation between the two dwellings
  • Sound-rated cavity so neither side hears the other
  • Existing wall usually needs upgrading to hit the rating
Town of Loomis permits

Permitting an attached ADU in Loomis

Loomis is an incorporated Town in Placer County — not unincorporated county, not Rocklin next door — so a job inside town limits files with the Town of Loomis. It's a small, personal jurisdiction; you tend to talk to the same handful of people through the whole review, which is genuinely nice. Attached units get an extra look in plan check, because reviewers study how the addition ties into your existing house, so your home's as-built condition matters more than it would for a detached build. State law keeps the review ministerial — a complete, code-compliant set has to be issued. We submit the site plan, floor plan, elevations, the wall-tie and foundation-transition details, Title-24, MEP, septic sign-off, and PG&E coordination as one package. Thin sets just buy correction rounds.

Attached ADU addition on a Loomis home pending Town permit approval.
  • Town of Loomis planning and building, confirmed by parcel
  • Small personal jurisdiction — consistent people, real conversations
  • Plan check scrutinizes the tie-in to the existing house
What the number really is

What an attached ADU costs in Loomis

Here's a range, then the honesty. A 472 sq ft one-bed attached unit with sensible mid-grade finishes generally lands around $214K to $276K all-in in Loomis. Go bigger — a 738 sq ft two-bed with its own utilities throughout — and you're closer to $301K to $389K. Attached usually pencils a touch under detached per square foot, because you borrow a wall and tap utilities already on that side of the lot. Two Loomis caveats move the number. The ground is granite and decomposed granite foothill rock, so footings and trenches can hit rock that needs breaking. And most of these big lots run septic, so the system has to take the added bedroom load before anyone signs. We test the ground and check the septic early so the quote reflects your actual dirt.

Interior finishes inside a completed attached ADU in Loomis.
  • Roughly $214K-$389K depending on size and finish level
  • Usually a bit cheaper per sq ft than a detached unit
  • Granite rock and septic capacity are the real swing factors
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Detached ADU800 sq ftStandard

Estimated Construction Cost

$189,000

≈ $236/sq ft · all-in, turnkey

Est. Rental Income$2,800/mo
Annual Income$33,600/yr
Build Timeline5–7 months
Payback Period6.3 yrs

15.8% annual ROI

Based on local rents & your selections

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We handle permits, plans & everything

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Quality craftsmanship that stands the test

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$0 Down Options. Build Now, Pay Over Time.

You shouldn't have to drain your savings to build wealth. We partner with trusted ADU lenders to find financing that fits — many homeowners build with little to nothing out of pocket.

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Tap your existing equity at competitive rates — the most popular way to fund an ADU.

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Finance the build against your home's projected after-completion value.

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Specialized lenders who underwrite based on the rental income your ADU will produce.

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Roll the project into a new mortgage and keep one simple monthly payment.

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$180,000Loan amount

Credit Score

Very good · 700–739

Estimated Monthly Payment

$1,320/mo

At 7.99% APR over 30 years (illustrative)

  • Often offset by $2,000–$3,500/mo in rental income
  • No prepayment penalties with most partners
  • Pre-qualification with no impact to your credit

Illustrative only — not a loan offer. Actual rates and terms are set by third-party lenders based on your qualifications.

Frequently asked

Questions, answered

The most common things Sacramento homeowners ask before starting an ADU project.

  • An attached ADU shares one wall with your existing house and ties into its structure. A detached unit stands alone in the yard with its own foundation and roof, sharing nothing. Both are full independent homes with a private entrance, kitchen, and bath — the only difference is whether the unit is physically joined to the main house. Loomis lots are big, often an acre or more, so detached is genuinely on the table here. But attached still wins when you want to keep the new unit close to existing utilities, off the septic leach field, and clear of the horse setup, while doing less excavation in granite.
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Attached ADU design and construction in Loomis

An attached ADU shares one wall with your house and almost nothing else — its own entrance, kitchen and bath, a complete second home that happens to be joined to your first. We design and build them across Loomis, about 25 minutes northeast of our Sacramento base. Most of this page is what we wish every homeowner knew before the first call: how the shared wall works, what the Town of Loomis wants, why the granite and the septic change the math, and where the money goes.

01Section

Attached or detached on a Loomis lot

The first fork in any ADU conversation is attached versus detached, and Loomis is one of the rare places where detached is a real, easy yes. These are big lots — often an acre or more, plenty of them horse properties — so room to site a freestanding unit with full separation usually exists. So why build attached here? Proximity. An attached unit sits against the house where utilities already run, off the septic leach field, away from the barn and the paddock, and it founds along the existing footing instead of cutting a fresh pad into granite out in the yard.

The rock and the septic are what actually decide it. A detached unit at the back of an acre means a long trench for water, sewer or septic line, gas and power, and on decomposed-granite ground that trench can turn into a rock-breaker rental. An attached unit shortens all of that dramatically. On a property where the septic field, the well, and the animal areas already claim the good ground, hanging the unit off the house is often the cleanest move even when there's technically space out back.